Reliable Manufactured Home Insurance from The Garrison Agency
Manufactured homes, encompassing mobile, modular, and pre-cut residences, require specialized insurance coverage. At The Garrison Agency, we offer a range of Alfa Insurance options tailored for manufactured homes, providing essential financial protection against unexpected events. Our coverage ensures that you have the financial support needed to recover from losses that might otherwise be challenging to handle without insurance.
Specialized Coverage for Manufactured Homes
We have extensive experience in insuring manufactured homes, including both single-wide and double-wide models. Our policies are designed to offer replacement cost protection, which is particularly beneficial for older manufactured homes. This means the replacement cost is based on the home’s stated value, ensuring a fair and adequate coverage level. We pride ourselves on offering not only comprehensive policies but also competitive rates.
Coverage Options for Your Manufactured Home
- Dwelling Coverage: This policy covers the costs of repairing or replacing your manufactured home in the event of damage from covered incidents like hail, wind, or fire.
- Other Structures Coverage: This includes expenses for repairing or replacing permanent structures on your property, such as fences and sheds, if they are damaged.
- Personal Property Coverage: This pays for the loss of personal items like electronics, furniture, and jewelry due to theft or damage.
- Personal Liability Coverage: Covers medical and legal expenses if you are liable for injuries or property damage to others.
- Loss of Use Coverage: Reimburses you for additional living expenses if you are temporarily unable to live in your manufactured home.
Optional Coverage Enhancements
- Scheduled Personal Property: Works alongside standard personal property coverage for additional protection.
- Home Systems Protection: Covers the repair or replacement of appliances due to electrical failure, an affordable way to protect your home systems.
- Personal Property Replacement Cost: Offers coverage on a replacement cost basis, covering the full cost without depreciation.
Securing Your Manufactured Home
Ensuring your manufactured home, personal property, and other structures are adequately covered is crucial. At The Garrison Agency, we’re dedicated to preparing you for life’s unexpected moments with the right coverage that fits your life and needs. Schedule an appointment to discuss your manufactured home insurance options and find the plan that best suits you.